A US Travel Guide to Travel Insurance for UK Visitors
Are you a UK resident planning a trip to the United States? If yes, then you must consider travel insurance for your journey. Let’s have a look at why travel insurance is important and what you should look for in a policy.
Online US Visa is an electronic travel authorization or travel permit to visit United States for a period of time upto 90 days and visit these amazing places in United States. International visitors must have an Online US Visa to be able to visit United States many attractions. Foreign citizens can apply for an US Visa Application in a matter of minutes. Online US Visa Application process is automated, simple, and completely online.
Why Do UK Visitors Need Travel Insurance for the US?
Travel insurance is an extremely important part of your travel. Here's why:
- Your UK health insurance, including the NHS, doesn't cover you in the US.
- In the US, healthcare expenses are fairly high.
- Unexpected medical emergencies can cost a significant amount.
What Should Be Covered by Travel Insurance?
When you’re selecting travel insurance for your US trip, look for these features:
Medical Coverage
Your insurance must cover:
- Unexpected illnesses or injuries.
- Benefits for hospital rooms and board.
- Eligible surgeries and treatments.
- Prescription drug.
Emergency Medical Evacuation
It must also protect you and cover:
- Transportation to the closest appropriate medical facility.
- Returning to the UK in the case of an urgent medical situation.
Trip Cancellation and Interruption
It should also cover:
- Reimbursement for non-refundable expenses if the trip has to be canceled.
- Unexpected return travel due to emergencies.
Lost or Delayed Luggage
Ensure that the insurance covers:
- Payment for necessary goods in case your luggage is delayed.
- Protection in case of lost or stolen belongings
Travel Delay Coverage
Also, make sure it covers payment reimbursement for lodging and meals for unexpected overnight stays.
Additional Benefits to Consider
You can also consider adding the following:
- Coverage for accidental death and dismemberment
- Insurance against terrorism (subject to certain restrictions and limitations)
- Coverage of amateur sports and related activities
- Assistance with travel in different situations
How Much Does Travel Insurance Cost?
The price of travel insurance depends on:
- Your age
- Duration of your trip
- Level of coverage you want
- Pre-existing medical conditions
The cost of your insurance can range from a basic plan of $15 per month to one of about $200 per month with more coverage.
How to Choose the Right Travel Insurance Plan
- Assess your needs by considering your finances, timetable, and health.
- Examine coverage limitations, deductibles, and exclusions when comparing plans.
- Read the fine print carefully to understand the details of the policy.
Important Tips for UK Visitors
- Buy travel insurance right after you make your reservation.
- To guarantee appropriate coverage, disclose any existing health issues.
- Make sure your emergency contact information and insurance documents are readily available.
- Before your trip, learn about the claims process.
Be aware that your travel insurance is separate from your visa or ESTA application and requirements. In addition to this:
- Travel insurance doesn't ensure that you'll be able to enter the US.
- Travel insurance is highly advised, though it is not required.
Your travel insurance is an additional expense, but it's a small price to pay for your security and peace of mind during your US adventure.
If you need help with the US ESTA, visit the US ESTA Visa Helpdesk.
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Check your eligiblity for Online US Visa. German Citizens, Belgian citizens, Czech citizens and Icelandic citizens can apply for Online US Visa.